Is Buying A Home With Bad Credit A Smart Choice?

Is Buying A Home With Bad Credit A Smart Choice?

Have less-than-optimal credit? That doesn’t necessarily mean you have to put your dreams of homeownership on pause. There are several factors that mortgage lenders consider when you apply for a loan, and there are even options available specifically for those...
All About Liens and Home Loans

All About Liens and Home Loans

A lien is a property right someone else has on your property and gives the lienholder legal power to take your property as compensation if you default on your payments or break the contract terms. A mortgage is the most common type of property lien. If you don’t...
New Credit And How It Affects Your Credit Score

New Credit And How It Affects Your Credit Score

Your credit score matters in home loan approval and determining the rate you ultimately receive. Essentially, the higher the score, the lower the interest rate. That’s why you must consider any action that might affect your score, such taking out new credit....
FHA or VA Loan: Which is Better For Veterans?

FHA or VA Loan: Which is Better For Veterans?

Veterans have benefits awarded exclusively to them for their dedication and service, including disability and education compensation, career training, health care, and even home loans. However, with federally-funded home loans, there is more than one option. When it...