Disclaimers
Disclaimers

Mr Charles Disclosures And License Information

Disclosures And Licenses

Mr Charles is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act.

The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.

Visit the NMLS access page for more information. 
NMLS access page

State Disclosure Requirements

  • Arizona: Mortgage Banker License: Lic/Reg #: 1008896
  • California: DFPI: Financing Law License – Lic/Reg #: 60DBO-120988
  • Colorado:  Mortgage Company Registration –  Lic/Reg #1952758.
  • Iowa:  Mortgage Banker License – Lic/Reg #: 2020-0060
  • Nebraska:  Mortgage Banker License –  Lic/Reg #1952758.
  • Texas: Mortgage Company License –  Lic/Reg #1952758.
  • Virginia:  – Lender License – Lic/Reg #: MC-7074
  • Washington:  Consumer Loan Company License – Lic/Reg #: CL-1952758

TX Compliant Disclosure

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1 877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE
PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.